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Pay your bills with crypto

No exchanges or banks required to live on crypto with thousands of bills available.

Top bills

CEPM Gift Card

CEPM

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CEPM Gift Card

CEPM

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Why pay your bills at Bitrefill?

  • Cash out your crypto fast and securely

    Directly pay for your bills, without the need of exchanges or banks.

  • Save money on fees

    We charge a convenience fee that’s lower than exchanges.

  • Growing list of accepted crypto

    Pay with BTC, ETH, USDC, Tether and more! We're always adding more payment options for you.

How bills work

Get started. Add your bill details.

Find your bill by browsing through the categories, then add your credit card number or account number for bills like your mortgage and the amount to pay.

Verify US proof of address (only once!)

Go through our quick process to upload documentation that verifies you as having a US address.

Pay with your preferred coin and wallet

Pay with Bitcoin (on-chain and Lightning), Ethereum, USDT, Binance Pay, Litecoin and more. And that’s it, your bill account will be credited within 3 business days!

Frequently asked questions

For other questions, visit our help page

There are thousands of available payees in the US that should cover most of your bills. There are most of your living expenses with mortgage, rent, utilities, internet, phone, credit cards, and many more.
After signing up for a Bitrefill account and completing the identity verification, you can search for your bills here. Select a bill and enter the account ID or number for the bill you want to pay plus the amount you would like to pay. Once you click "Bill Pay", we do verify that it is a valid account with that Payee before you proceed to checkout and pay with your preferred payment method.

You can also add multiple bills to your cart before checkout.
Bill payments are completed within 3 business days. The cutoff for payments 2:45pm ET (Eastern) every business day. You will receive a confirmation from Bitrefill once the payee has properly credited your account balance.
There is a small convenience fee when you pay your bills. It is 0.99% on the total bill paid. This is the cost of paying and processing each bill payment since bills are not discounted by the provider or payee. The total cost of the "Convenience Fee" will be clearly displayed both when adding a bill to your cart and during the checkout when you are paying your bills.
There is currently a limit of $50,000 per order with no daily limit.
First, you need to have a Bitrefill account. You can either use an existing one or create a new account. Next, you verify your identity and proof of address here to access our Bill Pay service for US customers.

You can still use all of Bitrefill's other services without an account.
Bill payments need to be in a separate checkout than gift cards and phone refills at this time. You can pay multiple bills in the same checkout.

Please read our Terms and Conditions before using this service. Service provided in collaboration with financial service providers.